One of our best home warranty companies, ARW Home, is especially notable for how budget-friendly the Kitchen Plus plan is; it covers major kitchen appliances, plus a handful of additional items (e.g. interior electrical lines). You also have two combo plans to choose from, as well as dedicated coverage for specific items like electronics and water lines.
ARW Home Plans and Pricing
ARW Home provides three home warranty options: Kitchen Plus, Platinum and Platinum Premier.
Kitchen Plus: For an average monthly cost of $39.99, this plan includes the refrigerator, oven/range/cooktop, dishwasher and built-in microwave, as well as a garbage disposal, kitchen exhaust fan, interior electrical system and water heater.
Platinum: Everything from Kitchen Plus and then some , covering central air conditioning, central home heating and clothes washer-dryer, running you $64.99 a month on average.
Platinum Premier: This plan includes all of the repair home services from the Platinum plan as well as ductwork, humidifier, plumbing system (including stoppages), garage door opener and ceiling fans for a monthly cost averaging $74.99.
What Does an American Residential Warranty Cover?
ARW Home covers the following:
Kitchen appliances (refrigerator, oven/range/cooktop, dishwasher, built-in microwave and garbage disposal
Washing machines and dryers for laundry
HVAC: central air, central heating and ductwork
Other: built-in kitchen exhaust fan, interior electrical system, plumbing system and stoppages, water heater, humidifier, garage door opener and ceiling fans
What is Not Covered by an ARW Home Warranty?
Like other home warranty providers, ARW Home has an extensive list of exclusions. Some of the things and scenarios not covered by ARW Home:
Routine maintenance
Cosmetic defects
Stunning damage or failure to maintain and install properly
Commercial-grade appliances and systems
Components such as knobs, presses, ironing boards and racks
Electronic home management systems
Mould, mildew, rot or fungus damage
Damage due to weather or other acts of god
Some exclusions on home warranty coverage, such as damage done by acts of nature, may be something your homeowners’ insurance policy will cover.
What Other Types of Home Warranty Plans Does ARW Home Cover?
With ARW Home, you can also add: Water line, Optional coverageSewer line, Optional coveragePool water line and sewer pipe. ARW Home also provides an add-on MobileMAX Smartphone Coverage that brings up to $2,000 in coverage on all the smartphones in your household for cracked screens, liquid damage, mechanical failure and accidentally damaged devices.
The ARW Home grant access to specialised plans – an Ultimate Electronics Plan, and a water/sewer line protection plan, as well as separate home electronic device coverage including television sets, computers and video gaming systems.
How Do I Submit a Claim With ARW Home?
You can file a claim 24/7 in the ARW Home customer portal online or by completing a form with your contact information and information about what item needs to be serviced. You can also telephone 888-508-8886, or write to customerservice@arwhome.com.
Are There Coverage or Payout Limits for ARW Home?
ARW Home has a $1,000 limit per system and $500 limit per appliance. The company also caps coverage at an aggregate of $5,000 over a 12-month period, which is quite low. This aggregate limitation of liability provision also makes clear that no matter how many individual system and appliance limits are permitted, you’ll be limited to $5,000 in repairs and replacement per term.
The Bottom Line
Allow me to preface this by saying: If you spend a little time on web chat, ARW Home Warranty is great for those looking to safeguard their kitchen appliances at an unbeatable price. And its more comprehensive plans also represent good value, protecting systems and appliances for costs about on par with what the competition charges.
The company will approve claims 24/7. Here is an overview of how Infinity Home Protection stacks up against other top home warranty providers: Who are the top competitors?
Where Is ARW Home Available?
